We focus on expenditure. You focus on living.

TEL 01531 640988

The Experts in Lifestyle Analysis

We know the cost of living …

If you want to know how much money you need to fund your lifestyle we can help.

Pennywise Consultants are financial lifestyle analysts who specialise in creating and challenging lifestyle and household budgets.

If you want to know how much money you need to finance your personal life, your children, your pets and your property, now and in the future, then this is the service for you.

Our budgets are used for divorce, Inheritance Act disputes, financial planning and dispute resolution because they are balanced, fair and impartial. 

We provide certainty during uncertain times …


We understand that you may be contacting us at a time of great uncertainty.

Our team of experts are friendly and sympathetic, but will swiftly and firmly navigate you through the task in hand and efficiently deliver the information you need.  

We work in conjunction with lawyers, barristers, financial advisors and divorce coaches to provide an all-encompassing, cost-effective service for our clients. Our budgets are clear, easy to understand and presented in a format accepted by lawyers, barristers and judges.

We take the guesswork out of budgeting, allowing us to provide certainty during uncertain times.

We have a reputation for being accurate, efficient, responsive, fair and realistic and are used by most of the top tier law firms in England and Wales. 




Evidence wins the argument

We’ll help you negotiate from a position of strength

We are independent experts – Because we are an independent third party, our budgets are demonstrably impartial. 

Our evidence based reports have been successfully used in court hearings and will help you negotiate from a position of strength.

We ensure you have a full understanding of your budget, so you can face cross-examination with confidence.

Pennywise budgets have also frequently led to out of court settlements having been used as a beneficial and effective mediatory tool.

The recent pandemic has exacerbated the strain courts are under and waiting times for court hearings have increased. In order to avoid the stress of protracted legal proceedings, and exorbitant legal fees, agreement at an early stage is extremely advantageous.